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  1. #1
    Join Date
    Aug. 10, 2006
    Location
    North Carolina
    Posts
    118

    Default How do you file for disability?

    For the oh Wise Ones of COTH: That I so take advice from: Here's the skinny

    I am 47 years old just diagnosed with mild/moderate rhuemutoid arthritis, have osteoarthritis due to two broken tail bones, L1 break, slipped vertrebra L3/4 (got those fused) and a neuropothy in my back which causes my lower leg/knee and feet pain which feels like little pins and needles. I can't really sit or stand for long periods of time due to the pain. I also have spinal stenosis. Which will get worse as time goes on. I am on 6 different kinds of meds, do stretches etc, that doc gave me. All of these are due to heredity and horse mishaps.

    How do I go about qualifying for disablity. I can't really work retail as my doctor said that wasn't good for me, and there really aren't any office jobs as I have been out of the work force since my son was born except to work at his preschool for a few years and then a drugstore (which is how I found out I had the slipped vertrabre) so from advice from doc, had to quit that too. My DH makes all the dough and I spent it on bills and food. We just can't get ahead. I need some suggestions on working from home, or do I try to get disability and how? - do I need to hire a lawyer.



  2. #2
    Join Date
    Jan. 4, 2007
    Location
    TX
    Posts
    40,647

    Default

    You could go to your local social security office and ask.
    They will tell you all you need to apply for SSI.
    Some of it will be doctor's paperwork on what ails you.

    I hear that today it takes several applications denied to finally be approved, so don't quit if you are really disabled, keep applying with whatever excuse they use to deny each time covered next time.

    I know that 30 years ago my doctor told me my asthma was getting so bad I should apply for disability.
    I told him no way, give me some medication and I will manage.
    Then better medication came out, inhales and such and I was fine.
    I like work and can do it fine, but according to the doctor, all I needed then to apply was his letter.

    Our nearby little town is a satellite of the bigger town and many here live on SSI and welfare, not always with good reason.

    When you apply, you will be measured against those kinds of people.
    Don't take it personally, just keep on your track to get what you really need.



  3. #3
    Join Date
    Sep. 18, 2004
    Location
    New England
    Posts
    856

    Default

    I believe you're asking about Social Security Disability, correct? The website is pretty easy to ready (http://www.ssa.gov/disability/).

    The definition of disability is here (http://www.ssa.gov/dibplan/dqualify4.htm).

    You can apply online, by telephone or at a Soc Security office near you.

    A lawyer should not be necessary.



  4. #4
    Join Date
    Mar. 24, 2004
    Location
    Pottstown, PA (East Coventry)
    Posts
    3,059

    Default

    Talking to the couple of people I know who were on SSI for disability virtually everyone gets denied the first time. Most people then get a lawyer that specializes in filing for SSI. I would recommend speaking to a lawyer right off. You do not sound like a clear cut shoe in for qualifying so why waste time with getting denied first.
    The lawyer will likely have you examined by one of the doctors they work and should be able to give you an idea if you qualify. I believe the ones my friends worked with don't get paid unless you get SSI.
    Oh, well, clearly you're not thoroughly indoctrinated to COTH yet, because finger pointing and drawing conclusions are the cornerstones of this great online community. (Tidy Rabbit)



  5. #5
    Join Date
    Aug. 10, 2006
    Location
    North Carolina
    Posts
    118

    Default Thanks

    I really want to work but don't want people to think that I am sponging the system. There are so many people in my town that do that and are capable of working. I have been looking for a job but have some issues as to hours I can work, loads to lift if the job requires lifting. I applied at a place to work as a waitress, told them about my back and they said I would be a liability. I know what you mean of "one of those people" drive up in my 2011 Escalade with rims bigger than life with the boom boom going!! Heck they have cars nicer than my GMC truck 1996 w/246,000 miles.



  6. #6
    Join Date
    Aug. 10, 2006
    Location
    North Carolina
    Posts
    118

    Default Thanks

    Quote Originally Posted by CANTEREOIN View Post
    I believe you're asking about Social Security Disability, correct? The website is pretty easy to ready (http://www.ssa.gov/disability/).

    The definition of disability is here (http://www.ssa.gov/dibplan/dqualify4.htm).

    You can apply online, by telephone or at a Soc Security office near you.

    A lawyer should not be necessary.
    That is what I was looking for! Thank you!!



  7. #7
    Join Date
    Oct. 7, 2006
    Location
    on and off the bit
    Posts
    3,956

    Default

    Quote Originally Posted by appybeads View Post
    I really want to work but don't want people to think that I am sponging the system. There are so many people in my town that do that and are capable of working. I have been looking for a job but have some issues as to hours I can work, loads to lift if the job requires lifting. I applied at a place to work as a waitress, told them about my back and they said I would be a liability. I know what you mean of "one of those people" drive up in my 2011 Escalade with rims bigger than life with the boom boom going!! Heck they have cars nicer than my GMC truck 1996 w/246,000 miles.
    I am really glad you started this thread, appybeads. You sound kinda like me. I want to work too but there is always some part of a job I can't do, I find this out when I apply or interview for it. More and more I find myself wanting to be really honest and say no I can't do any heavy lifting, no I can't stand on my feet all day, no I can't sit still at a computer for hours. There are so many jobs out there that I would do if I could--cleaning, housekeeping, sales, file clerk, etc.--but I just can't do them without real pain. There are jobs I could do if they weren't a long commute away--I cannot handle commuting and it's not just me being a wimp--I cannot handle the long drive.
    I wish you success in your effort. I hope you will post back and let us know or at least PM me.
    Founder of the People Who Prefer COTH Over FB Clique
    People Who Hate to Rush to Kill Wildlife Clique!
    "I Sing Silly Songs to My Animals!" Clique



  8. #8
    Join Date
    Nov. 22, 2003
    Location
    Virginia
    Posts
    7,136

    Default

    There are LOTS of "disability." Through employers, insurance companies, unions, states, federal government, and those are only the ones i know of.

    If you apply for federal government, there are two kinds, Supplemental Security income (S.S.I.) and Social Security Disability Insurance (S.S.D.I.) through the Social Security Administration (S.S.A.). It's true that the majority of applicants are denied. Benefits are very low, also. I am currently STRUGGLING on S.S.D.I.
    Last edited by nightsong; Jul. 5, 2012 at 01:48 AM.



  9. #9
    Join Date
    Aug. 20, 2006
    Location
    Pa-eternally laboring in the infinite creative and sustentative work of the universe
    Posts
    1,187

    Default

    Let me share: when you open a claim, keep it open, meet all the deadlines to keep it open. If /when you are granted the claim it will be dated to when you opened it.

    Intentional or not, you'll feel like you are being stonewalled.
    Just keep the claim open and trudge through each application. ( and hoop and dance)


    Good luck with it !
    IN GOD WE TRUST
    OTTB's ready to show/event/jumpers. Track ponies for perfect trail partners.
    http://www.horseville.com/php/search...=1&ssid=057680



  10. #10
    Join Date
    Dec. 31, 2005
    Location
    Pensacola, Florida
    Posts
    361

    Default

    I just received my disability determination... after 2 years.

    My recommendations....

    Get a lawyer. I started on my own, then went to a national lawyer. They wanted me to do all the work. I ended up at a local group. Awesome group. Payment for lawyers to help you is 25% of your back pay or 6K(?) whichever is lowest.... that's a law. When you file you declare a date that you became disabled ( I used the last day I worked) and you are then paid based on that date... even if it takes 2 years to get the determination.

    Do not admit that you could do part time work, or a different kind of work. You will only get disability if you can do NO work.... and not 'no one will hire me'.

    Go to the Dr frequently for your issues... and do declare ALL issues. My lawyer included the insomnia, depression, knee, and the back (which is the main reason for my declaring)

    If you over-do it one day and are paying for it the next, even if you know the meds will help enough to get through... got to your Dr. You want a paper trail showing you are unable to carry on as a normal person would.

    Your lawyer will have a LOT of info as to what you need to do. I seriously think my case would have been approved MUCH sooner if I had gone to a lawyer first.

    I had 2 denials and was heading for a hearing when I got mine..... I did not even go into the hearing, the lawyer spoke to the judge and the judge was like 'no duh... she can't work'

    You also want to file for SSD AND SSI. Lawyer should explain, but SSD starts 5 months after date disabled and Medicare starts (x) months (a little over 2 years, mine starts in Oct) after date disabled. SSI will pay a certain amount for those first 5(?) months and Medicaid will cover until medicare kicks in. If you do not have insurance Medicaid will back pay medical bills incurred between date disabled and date approved. (or vise-verse... keep mixing up Medicaid and Medicare)



  11. #11
    Join Date
    Feb. 18, 2005
    Posts
    928

    Default

    You've gotten some good information on this thread and also some common misinformation. You can PM me if you'd like - I do SSA Disability professionally. I won't try to get you to sign with me, I promise : )

    It is a complicated system - but a representative truly cannot do much to help you until you've been denied. Your choice if you choose to do it at the initial denial or the reconsideration (2nd denial) As mentioned previously, there is a nation-wide requirement as to how the fee basis is done - 25% of your past-due benefits or up to a maximum of a $6K fee.

    Your benefit amount is determined by your prior work earnings. They look at 80% of your monthly earnings within the past ten years. Then deductions are made - Medicare premium, any offsets (Workers Comp, other federal programs, etc).

    SSI is based off the total household income. If your spouse works, you have more than 6K sitting in a bank account, and have certain assets, you will not be eligible.

    SSD is based off disability alone.

    If you have questions or want to hear me rattle on about four bazillion other aspects, please PM me and I'll give you my phone number. I love what I do.



  12. #12
    Join Date
    Sep. 9, 2007
    Location
    Charleston, SC
    Posts
    2,147

    Default

    It is a VERY long process. My brother is going through it currently. He has several pysch issues and it is getting more difficult for him to afford the medication. My father is having to supplement quite a bit. I don't know what will happen if something happens to my dad. Most likely he will move down here and I will help him find someplace to life. SO is adamant about him not living with us. I can't blame him at all but I will help him find someplace reasonable to live.
    OTTB - Hurricane Denton - Kane AKA Bubble boy
    Boxer - Tugger's - outlasted my marriage



  13. #13
    Join Date
    Jan. 4, 2007
    Location
    TX
    Posts
    40,647

    Default

    Quote Originally Posted by AppendixQHLover View Post
    It is a VERY long process. My brother is going through it currently. He has several pysch issues and it is getting more difficult for him to afford the medication. My father is having to supplement quite a bit. I don't know what will happen if something happens to my dad. Most likely he will move down here and I will help him find someplace to life. SO is adamant about him not living with us. I can't blame him at all but I will help him find someplace reasonable to live.
    There are also other services available to your brother than SSI out there, some local ones, do ask around.

    Here, people with such needs get a social worker designated to them, that knows what all can be done to help.
    Then, your brother may already have that covered.



  14. #14
    Join Date
    May. 11, 2004
    Posts
    2,355

    Default

    i have not applied so take this for what it woth. dont be suprsised if they would much rather give it the to the litte girl dont the road that the school has decided not to teach to read ( tho she is rather smart). true story a friend went though 2 years of toun downs only to hear a friends dd went 1 cycle and got it. the fried was told she told she was ont cerdible because apparelently she didnt have at laest one of her problemes in front of the jdges. guess she needed to hve a seizuer on demaned.. dont know was not there.
    Friend of bar .ka



  15. #15
    Join Date
    Sep. 6, 2010
    Posts
    67

    Default

    I assist clients with applying for SSD and SSI as part of my job, and I've been able to get clients' applications through on the first try. In my experience, it's not how disabled you are or aren't, it's a matter of how correctly the paperwork is filled out. If something is turned in late, or a form is missing, or the doctor doesn't sign in the right spot, or this info doesn't match with that info-- DENIED.



  16. #16
    Join Date
    Feb. 28, 2011
    Posts
    520

    Default

    I filled everything out on my own and was approved immediatly.



  17. #17
    Join Date
    Apr. 12, 2002
    Location
    Texas
    Posts
    3,534

    Default

    Good luck! I've been trying to get disability for my mentally disabled brother for years and he's been denied every time. He functions at a first grade level. Seriously, how many 1st graders do you know that can hold a job making enough money to support themselves. He lives with me and I take care of him since my father died. All of his life my father paid to take care of him or gave him fluff jobs for good money. IMO, this has seriously hurt his chances of getting disability. The judges always make comments about how my brother has managed to live up until he filed. Well, let's see, our father was alive then and he had money to take care of him.
    The last judge, in a court over an hour away, said that she found several jobs as a brick layer that my brother could do. That's great. Are you going to teach him how to do it and drive him the hour+ each way to get to a job every day? Are you also going to count for him and read him any directions he needs to read and then explain what those directions mean? Her response was that he could move. =| So he moves to get a job where he will have to pay all of his money for someone to live with him since he can't live alone and pay someone to show him how to do his job and practically do it for him? Yes.
    Yet practically every neighbor on my street is on disability. Most for ADD. I'm gobsmacked.
    Rhode Islands are red;
    North Hollands are blue.
    Sorry my thoroughbreds
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  18. #18
    Join Date
    May. 11, 2004
    Posts
    2,355

    Default

    o yea the judge told my fried she could do a outside parkenlot attenatened in clevelaned for mim wage. wich ment all of her wage would go staight into her gas tank.. that is if they were hghering, and they jobs of coures didnt matter to the judge if they happen to be in a bad part of town/the city.
    she gave it up. she was not a kid who was not beng set to fail by the schools nore was she a kid whos father will never make more that wath wendy's will pay... in other words poor with noway out and this is her only was out if her parets kepet for her.
    Friend of bar .ka



  19. #19
    Join Date
    Mar. 18, 2005
    Posts
    1,067

    Default

    This is what I did, I got a lawyer from the get go that filed for me. Your lawyer will give you medical forms to take to your doc to fill out wich does help. It is really hard to get disability for your back specially if you are under the age of 50. Wich brings me to another point, the government says it's illegal for employers to age discriminate but yet the government age discriminates for disability.

    After my accident I tried to work a physical job and a desk job and could do neither. I had my hearing in April and am still in post hearing determination.
    I told the Judge that I have a consistant work record from the age of 16 to the day of my accident and that I tried working two jobs after my accident and could do neither. The states med Dr. agrees with PTSD, depresion, failed back syndrome and severe arthritis in my right hip yet I am still waiting for a determination. One good thing is that my lawyer asked the State a question that they could not answer she never called em out on it so that if I do get denied I can appeal right to the board of apeals. I am using a lawyer that took the case on a if you win I get payed.

    I broke L-1 L-2 and L-3 rotated L-4 and 5 45 degrees forward and tipped them to a right angle so when I sit my tailbone hits the edge of l-5. I have bone cement in L-2 wich that disk can not move so I can not twist or bend at the waist past a certain point, everything above L-2 is tipped to the left and I finally had xrays done awhile back on my right hip and found two old fractures at the hip joint with extensive calcium buildup and severe arthritis. I will eventually have to have a hip replacement. I also found out that my spinal canal had been compramised wich is something my specialist never mentioned to me. When my accident happened my lower back muscle turned to jello and has never healed. My specialist didn't think it would. I am on a 5 - 10 pound permanent weight lifting restriction and if I lift anything it has to be level with my waist before I lift and I can not lift anything over my head nor can I ever use crutches wich was a pain in the arse when I have had to have my right foot operated on twice in the last year.

    If your Dr will fill out paper work make sure he puts that you are unable to do PT. Mine at first didn't and then the second set of paper work he filled out he finally did. Judge questioned that too till he realised I have cement in my back wich divides my back into to parts. Be honest with the judge and tell him how your day is the pain you have what you can and can not do for yourself what others have to do for you.

    There isn't a day that goes by that I don't cry. Not because I feel sorry for myself but because I was a very independant person that now has to depend on others to do what I can not do.



  20. #20
    Join Date
    Mar. 18, 2005
    Posts
    1,067

    Default

    Oh and I forgot to mention that I was 40 when my wreck happend and now I am 45.



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