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Type: Posts; User: IronwoodFarm

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  1. Replies
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    There are a million threads in the topic of...

    There are a million threads in the topic of mortality insurance. Run a search. You'll find lots of information.
  2. I respectfully disagree. Everyone has to start...

    I respectfully disagree. Everyone has to start somewhere. I was lucky to have started horse ownership as a child. My parents knew nothing about horses, but I was in 4-H. That helped a great deal....
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    I am late to this thread, but it is not as if you...

    I am late to this thread, but it is not as if you are signing on for this commute for the rest of your life. Your salary, etc. will increase over time. You'll be able to move in future. It's...
  4. It's a younger person's game in my opinion. I...

    It's a younger person's game in my opinion. I loved it when I was younger. I saw a great deal of the US and the Europe while business traveling. If you like new experiences, it is fun. I always...
  5. I am surprised there is income to be earned off...

    I am surprised there is income to be earned off boarding. I simply do it because it helps with cash flow. Coops and self-care can work nicely IF you have the right people. The issue is what will...
  6. The listing says the Fjord rides and drives. ...

    The listing says the Fjord rides and drives. They are saying that he is grade, but my guess is that his papers are lost. If he is registered Canadian, look for a microchip. If US breeding, get a...
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    BWBH skipped Manassas -- plenty of hotels there,...

    BWBH skipped Manassas -- plenty of hotels there, too. You should be able to get a good rate for the weekend around here in the summer.
  8. I had a doozy a few years ago. I really think...

    I had a doozy a few years ago. I really think that Fjords attract timid nutcases who think a small draft is going to be brain dead.

    Anyhow this lady calls me and goes on and on about wanting...
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    I could join but it's not an organization I want...

    I could join but it's not an organization I want to join.
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    It depends on the insurance carrier; some require...

    It depends on the insurance carrier; some require that the additional insureds are employees. Coverage for independent contractors extends to the BO only, not the trainer. My experience is that...
  11. There are any number of reasons to be above board...

    There are any number of reasons to be above board with the kind of arrangement. Have a lease for the rented property. Have a work agreement. Depending on your legal advice, get appropriate...
  12. We bought land next door to our farm. We used a...

    We bought land next door to our farm. We used a realtor. But we bought the entire parcel.
  13. You do pay a transaction fee for credit cards,...

    You do pay a transaction fee for credit cards, but I would still use them because it is a reliable and convenient way to get paid. I have sold a horse through PayPal. What you can do is have a...
  14. Thread: PSA: Keys

    by IronwoodFarm
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    945

    The coons haven't gotten to the keys yet, but...

    The coons haven't gotten to the keys yet, but they seem to have a great time taking the cats' food dishes. The current one is chained to the wall now. I hope the coons don't go after the keys and...
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    The equine products mentioned are PROPERTY...

    The equine products mentioned are PROPERTY coverages. There also is LIABILITY coverage that is availability, either as a stand alone policy or as an endorsement to a mortality policy. I'm always...
  16. One thing to consider is the age of the...

    One thing to consider is the age of the daughters. Be prepared for any and all of them turning into the evil daughter from hell who acts out. I had a niece who spent 10 years in that role before...
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    Right now my fields are comprised of: 1...

    Right now my fields are comprised of: 1 stallion, 3 mares and a foal; 4 mares and a gelding; 4 mares and 5 geldings. It all works fine. No drama, although the mares in the field across from the...
  18. It is highly unusual to have employment...

    It is highly unusual to have employment agreements, particularly compensation, in the Bylaws. The Bylaws have to be in a form approved by the state. I would start with the Bylaws and see 1)if they...
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    Well I'm never quite sure what 16.5 means. It...

    Well I'm never quite sure what 16.5 means. It could be 17.1 or maybe 16.05 (as in half an inch over 16 hands). It would seem to me that if you really wanted to be "scientific" you would measures in...
  20. OP, check with your agent about your renter's...

    OP, check with your agent about your renter's insurance. Personal liability coverage extends to more than just your home. It covers YOU in a variety of locations beyond your home.
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    Selling a farm takes time; longer than a...

    Selling a farm takes time; longer than a residential property. And it does depend on the market. If you have a property that is significantly improved over your neighbors, it can be a problem...
  22. Check your homeowner's or renter's policy to see...

    Check your homeowner's or renter's policy to see if the personal liability coverage might extend to your activities. It very well might since you are not being compensated.
  23. Insurance is state regulated and premiums can...

    Insurance is state regulated and premiums can vary by location. I pay $2,200 a year for my coverage, but it is full CGL not just coverage for lessons. It includes CCC as well as general liability. ...
  24. Sounds like you are printing a scan of Coggins,...

    Sounds like you are printing a scan of Coggins, not a health certificate. Health certificate are on NCR paper and contain very specific information about where the horse is going and when. My vet...
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    Have her friend sign a release for the BO prior...

    Have her friend sign a release for the BO prior to starting the loading "training." That should be sufficient protection for the BO if the boarder's horse injures the friend.
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